Monday, February 16, 2009

Romantic Ideas
from All Pro Dad

Call to see if you can pick up anything on the way home from work.

Send a dozen roses: 11 red roses and 1 white one. The note: "You're the only one for me."

On cold mornings warm up her car.

Trace "I love you" on a stick of butter or margarine.

When window shopping, secretly note what she likes, then return later to pick up that something special.

Put a new piece of jewelry in her jewelry box and wait for her to notice it.

Leave written clues that lead her to a restaurant where you are waiting for her.

Give her your jacket when she is chilly.

Always pull out her chair at dinner.

Get tickets for an event and keep it a secret until the day arrives.

Hide a greeting card under her pillow.

Slip a little love note into her wallet.

Serve breakfast in bed using your finest china and crystal.

While you are both out, have a friend deliver a gourmet dinner to your home.

Place a rose under the car's windshield wiper.

Take a hot air balloon ride.

On a frosty winter morning, scrape the ice off her car windshield.

Bake homemade cookies together.

Plan a three-day weekend together.

Monday, February 09, 2009

100+ Effective ways for Family members to save Money
Posted by Angel Cuala in Monday, September 8th 2008

There are a lot of ways to save money for the whole family, and most of them are practical and easy to follow. However, it is within ourselves who will make decisions if we will follow them or not. Below is a good list according to applicable categories such as Food, Education, Shopping and others, which I have compiled for easier reading. Most of them are now being practiced by my family.

Just remember that these were created to save money, and not to sacrifice the necessities of the family.

General

1 Make a strict budget and stick with it. Discipline your self.
2 Save time in everything you do. The time you save can be spent to earn more money.
3 Plan your family according to your income and status.
4 Manage your debt. Do not add loan in payment of another loan.
5 Learn the do-it-yourself activities like washing your car, cutting your hair, and minor troubleshooting of appliances.
6 Do not be excited with insurance programs. Have enough time to choose them before joining.
7 Do not join the lottery. Do not take chances on luck and work harder instead.
8 Save at least 10% of your earning no matter what happens. Cut it off it automatically every payday and consider it as part of your tax.
9 Coins are heavy on the pocket, so keep them at home and let them grow.
10 Make a list of your daily expenses, make a graph and analyze it during weekends. You will know which one you should cut off.
11 Learn the art of banking, and how to choose the best bank for you.
12 Watch out for identity thieves. Protect your ATM cards, and memorize your PIN instead of writing it.
13 To avoid transaction fees, do not withdraw money using ATM card to machines that do not belong to your network group.
14 Train your children to save energy which can be converted to money.
15 Teach your children all that you have learned. The earlier you do it, the better.
16 Live a simple life. Do not spend more than what you earn.
17 Identify your NEEDS and separate your WANTS. They are the two different things at home.

Read more at Father Blogger dot Com


Providing for your family
By: Ken Canfield

Providing financially has been a key aspect of fathering through the ages. Until forty or fifty years ago, almost all that was expected of a father was to protect and provide for his family. Today, most men realize that the cultural perceptions are changing: a good father also communicates with his children, expresses love for them, and is involved in many aspects of their lives. This is progress, but we must not lay aside the importance of financial provision as a key part of effective fathering.

A committed father is compelled to contribute to his children's well being whether he's a non-custodial father faithfully paying child support, a working father in a more traditional situation, or an at-home dad who takes care of his children while his wife earns the family salary. Financial issues bring meaningful opportunities to the fathering role; our task is to make the most of those opportunities.

Read more at All Pro Dad